LOVEJILI Payment Methods — Each Rail With Its Own Limits and Rules

The focus of these pages is Philippine payment rails: operators, licence status, and whatever is published about limits, fees and settlement. To avoid the sloppy repetition that payment figures suffer across affiliate sites, worse than almost anything else on the internet, every figure comes from the provider’s own domain or a Bangko Sentral ng Pilipinas document. There are 4 pages below.

Everything in this section

4 separate pages, each given over to one entry, not to a summary of a group. Anything above showing “not published” has a page of its own saying whose job publishing it would have been.

Each entry in a paragraph

You get a brief summary of each, enough to see which page to go to.

GCash, in detail

Operator: G-Xchange, Inc., one of the Mynt companies, backed jointly by Ayala Corporation and Globe Fintech Innovations.

Published limit: PHP 100,000 is the limit for Fully Verified users, assessed at any given time.

On gambling: Reading GCash’s own terms and conditions turns up no blanket ban on gambling merchants, only a general clause against pyramid and Ponzi schemes that comes nearest.

Maya, in detail

Operator: Maya Philippines, Inc., the current name after PayMaya Philippines, which itself began as Smart Money.

Published limit: Reaching PHP 5,000,000 is possible only for Ultimate Users, whereas Super Users stop at PHP 500,000, Upgraded at PHP 100,000 per month and Basic at PHP 50,000.

On gambling: There is no gambling clause in the Maya e-wallet terms and conditions as read directly, just general prohibitions on illegal activity and anti-money-laundering breaches.

GrabPay explained

Operator: GPay Network Philippines, Inc., holder of the licence to issue e-money on Grab’s behalf in the Philippines.

Published limit: The monthly load amount is PHP 100,000 for a Standard Consumer wallet, PHP 10,000 for a Restricted one and PHP 250,000 for a driver or merchant one.

On gambling: What this e-wallet says about gambling is the most straightforward of any Philippine e-wallet examined, and it says no.

Bank Transfer, in detail

Operator: BSP oversight covers Philippine Payments Management, Inc., the operator of both clearing houses; actual transfers are executed by individual BSP-supervised banks and e-money issuers.

The field is filled in as not applicable because the idea of a wallet limit does not fit this rail.

No policy on gambling transactions is stated by Bank Transfer. Permission is not what this is; unpublished merchant-category rules are applied routinely, and a payment can be refused with no public rule behind the refusal.

Open up the game to see its payment methods details

Compared with anything else on a site like this, payment figures lose accuracy the fastest. Each one can be rechecked within a couple of minutes, as follows:

1. Open the help centre that belongs to the provider, not a comparison page. GCash, Maya and Grab put their limits and terms on their own domains, and revised them, all three, over the last two years.
2. Limits are set per tier, so see where the number you were given fits. People quote the top-tier wallet number as though a new account had it, and almost every figure going around is that number; a new account is on the bottom tier.
3. Look up InstaPay and PESONet in the BSP FAQ PDFs, and not with a bank. A bank describes only its own charges on its page, because the cap per transaction and the fee payer are scheme-level matters.
4. For gambling and payments, the full acceptable use policy of the provider is the document to read. GrabPay states its prohibition in its terms of service instead of a help article, and none of these providers states anything more clearly.
5. The figures on these pages are all to be read as of September 2026. Naming a source on every page serves exactly this need.

The thing most often got wrong here

Wallet limits do not come down to a single number you can compare. Two kinds of limit are published: GCash a ceiling on the balance held at any given time, Maya a monthly total. Each of those numbers describes something different, so a comparison table that puts PHP 100,000 on both sides and calls it even is pairing a bucket with a tap.

None of the pages leaves it open which of the two it is quoting. Balance limits and transfer limits work differently, since you hit one by holding funds and the other by sending them, and no table formatting fixes that.

Using these payment methods at LOVEJILI

1. Get into your LOVEJILI account, then tap through to the cashier.
2. Choose from what the cashier shows for your account and check the limits shown for that choice.
3. The name on your LOVEJILI account should be the same as the name on your bank or wallet.
4. Double-check the amount and note down the reference number so you have it until the balance moves.