LOVEJILI GCash — Wallet Levels, Costs and Timing
GCash is a Philippine payment rail — regulation: Electronic Money Issuer is its licensed role, and Bangko Sentral ng Pilipinas is the one that licensed it there.
| Fact | Value |
|---|---|
| Operator | G-Xchange, Inc., one of the Mynt companies, backed jointly by Ayala Corporation and Globe Fintech Innovations |
| Regulator | Electronic Money Issuer is its licensed role, and Bangko Sentral ng Pilipinas is the one that licensed it there |
| Wallet limit | PHP 100,000 is the limit for Fully Verified users, assessed at any given time. The whole scale goes PHP 10,000 Basic, then PHP 50,000 GCash Jr, then PHP 100,000 Fully Verified, then PHP 500,000 GCash Plus, ending at PHP 1,000,000 GCash Platinum |
| Per-transaction cap | Not published |
| Settlement | real-time on wallet-to-wallet and InstaPay, same banking day on PESONet, and in each case the rail beneath deserves the credit, not GCash |
| Figures as of | 2026-09 |
Talk of Philippine casinos keeps returning to GCash, and the figures attached typically come from the casino rather than GCash. The provider’s published figures are the basis for this page.
GCash at a glance
| Field | Value |
|---|---|
| Operated by | G-Xchange, Inc., one of the Mynt companies, backed jointly by Ayala Corporation and Globe Fintech Innovations |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | PHP 100,000 is the limit for Fully Verified users, assessed at any given time. The whole scale goes PHP 10,000 Basic, then PHP 50,000 GCash Jr, then PHP 100,000 Fully Verified, then PHP 500,000 GCash Plus, ending at PHP 1,000,000 GCash Platinum |
| Per-transaction cap | Not published |
| Settlement | real-time on wallet-to-wallet and InstaPay, same banking day on PESONet, and in each case the rail beneath deserves the credit, not GCash |
| Published fees | On the first of each month the free OTC cash-in allowance of PHP 8,000, shared by all OTC channels, starts again, and 2 per cent is levied on amounts over it. For cash-in from a linked bank by InstaPay, expect the bank’s own fee: PHP 15 at BPI, PHP 10 at UnionBank. PayPal cash-in carries a 1 per cent charge for sums under PHP 20,000 and a flat PHP 200 for sums of PHP 20,000 or more, with GCash stating a flat 1 per cent from 7 March 2026. A Payoneer remittance or cash-in claim comes without any fees. For a cash-in of at least PHP 100, Pera Outlet agents ask a suggested 1 per cent, an amount the outlet determines |
Treat these figures as a dated snapshot, taken 2026-09. Limits and fees change at the provider’s discretion, often unannounced, so the provider’s own page is the one current reference.
What GCash says about gambling transactions
Reading GCash’s own terms and conditions turns up no blanket ban on gambling merchants, only a general clause against pyramid and Ponzi schemes that comes nearest. Regulatory requirements account for the restrictions that do apply. GCash took the GLife Games top-up and withdrawal feature down effective 16 August 2025; the trigger was BSP Memorandum M-2025-029, dated 14 August 2025, directing BSP-supervised institutions to remove in-app links and redirects to gambling and gaming sites within 48 hours.
GCash reports having blocked roughly 3,200 merchants that abused its QR system to bring users to illegal gambling and scam sites, and in a distinct statement it declines to tolerate illegal gambling operators. Illegal-gambling-linked merchants, along with in-app gaming top-ups, are what this combination of controls restrains. None of this wording allows GCash for a licensed casino’s cashier or rules it out.
Verification tiers
- Basic — Load purchases, cash-ins, bill payments and scan-to-pay all sit in one app. Each month, PHP 5,000 may be loaded and PHP 5,000 sent out, under an overall PHP 10,000 wallet ceiling, with nothing stated about a daily cap
- GCash Jr. — A user aged 7 to 17 gets Basic functionality in the feature set. Money in is limited to PHP 10,000 a month, money out to PHP 10,000 a day and a month, and the balance to PHP 50,000
- Fully Verified — Also covered are the GCash card, bank transfer, send money and pay online, in addition to Borrow, GSave, GInvest, GInsure and GLife. Wallet limit PHP 100,000, deposits PHP 100,000 per month, withdrawals PHP 100,000 per day, no monthly cap on withdrawals
- GCash Plus — It suits Fully Verified users who have tied a bank or investment account to their wallet. A PHP 500,000 balance limit, a PHP 500,000 monthly inflow limit and a PHP 100,000 daily outflow limit
- GCash Platinum — Eligible Globe Platinum subscribers only. PHP 1,000,000 is the wallet’s upper limit, PHP 1,000,000 can come in each month, PHP 500,000 can go out each day, and PHP 1,000,000 a month
The published ceiling of PHP 100,000 is the limit for Fully Verified users, assessed at any given time. The whole scale goes PHP 10,000 Basic, then PHP 50,000 GCash Jr, then PHP 100,000 Fully Verified, then PHP 500,000 GCash Plus, ending at PHP 1,000,000 GCash Platinum applies to the tier stated above, not to every account.
How fast money actually moves
GCash settles real-time on wallet-to-wallet and InstaPay, same banking day on PESONet, and in each case the rail beneath deserves the credit, not GCash. Nothing in that speaks for the casino: an operator can keep a withdrawal for its own review first, before GCash is involved, and this is usually why people wait.
A per-transaction cap is not published. None is published for this rail.
Paying with GCash at LOVEJILI
- Log in to LOVEJILI, then open the cashier.
- Opt for GCash when the cashier lists payment methods for your account.
- Your LOVEJILI account name has to be the same as the name on your GCash account.
- Look over the cashier screen for the minimum, the maximum and any fee, then confirm the sum.
Before the first deposit with a new method, check the cashier screen, which shows the limits for your account.
FAQ
Who regulates GCash?
GCash — regulation: Electronic Money Issuer is its licensed role, and Bangko Sentral ng Pilipinas is the one that licensed it there. That covers the rail, not the casino.
What is the GCash wallet limit?
PHP 100,000 is the limit for Fully Verified users, assessed at any given time. The whole scale goes PHP 10,000 Basic, then PHP 50,000 GCash Jr, then PHP 100,000 Fully Verified, then PHP 500,000 GCash Plus, ending at PHP 1,000,000 GCash Platinum, at the tier the provider states. Lower tiers carry lower ceilings.
Where do I start to pay with GCash at LOVEJILI?
Start by signing in and opening the cashier, where GCash can be picked from your account's list of methods. Use accounts in one name on both sides, and look at the cashier's limits before you confirm.
Does GCash charge fees?
Published fees: On the first of each month the free OTC cash-in allowance of PHP 8,000, shared by all OTC channels, starts again, and 2 per cent is levied on amounts over it. For cash-in from a linked bank by InstaPay, expect the bank's own fee: PHP 15 at BPI, PHP 10 at UnionBank. PayPal cash-in carries a 1 per cent charge for sums under PHP 20,000 and a flat PHP 200 for sums of PHP 20,000 or more, with GCash stating a flat 1 per cent from 7 March 2026. A Payoneer remittance or cash-in claim comes without any fees. For a cash-in of at least PHP 100, Pera Outlet agents ask a suggested 1 per cent, an amount the outlet determines. Providers revise these without notice.
Other payment rails explained here
| Guide | What it covers |
|---|---|
| Maya | Supervision comes from Bangko Sentral ng Pilipinas, in both the Electronic Money Issuer capacity and the registered Operator of Payment System capacity |
| GrabPay | It has been an Electronic Money Issuer, licensed by Bangko Sentral ng Pilipinas, since 2018 |
| Bank Transfer | Bangko Sentral ng Pilipinas applies the National Retail Payment System framework that came into being with Circular No. 980 |