How long does Maya take?

The rail settles for PESONet, the same banking day; for wallet-to-wallet and InstaPay transfers, in real time. The operator's own check before it releases a withdrawal is a separate step and normally takes longer.

Does Maya charge fees?

Published fees: Per Maya's cash-in page: selected partners, free up to PHP 8,000 monthly combined, 2 per cent on the excess. Where the GCash schedule above was read at the source, this figure rests on Maya's own site without a repeat fetch during verification, so give it less weight.. Providers revise these without notice.

What is the process for paying with Maya at LOVEJILI?

From the cashier, once you are signed in, pick Maya out of the methods available to your account. Use accounts in one name on both sides, and look at the cashier's limits before you confirm.

LOVEJILI Maya — Retry Correctly

Maya limits
Fact	Value
Operator	Maya Philippines, Inc., the current name after PayMaya Philippines, which itself began as Smart Money
Regulator	Supervision comes from Bangko Sentral ng Pilipinas, in both the Electronic Money Issuer capacity and the registered Operator of Payment System capacity
Wallet limit	Reaching PHP 5,000,000 is possible only for Ultimate Users, whereas Super Users stop at PHP 500,000, Upgraded at PHP 100,000 per month and Basic at PHP 50,000
Per-transaction cap	Two Upgraded-tier ceilings apply: PHP 20,000 per transaction for sends to other Maya users, and PHP 50,000 per day for InstaPay transfers going out
Settlement	for PESONet, the same banking day
Figures as of	2026-09

Maya comes up constantly when Philippine casinos are discussed, and the figures attached are usually the casino’s own, not Maya’s. The provider’s published figures are the basis for this page.

Maya at a glance

Field	Value
Operated by	Maya Philippines, Inc., the current name after PayMaya Philippines, which itself began as Smart Money
Regulated by	Bangko Sentral ng Pilipinas
Wallet limit	Reaching PHP 5,000,000 is possible only for Ultimate Users, whereas Super Users stop at PHP 500,000, Upgraded at PHP 100,000 per month and Basic at PHP 50,000
Per-transaction cap	Two Upgraded-tier ceilings apply: PHP 20,000 per transaction for sends to other Maya users, and PHP 50,000 per day for InstaPay transfers going out
Settlement	for PESONet, the same banking day; for wallet-to-wallet and InstaPay transfers, in real time
Published fees	Per Maya’s cash-in page: selected partners, free up to PHP 8,000 monthly combined, 2 per cent on the excess. Where the GCash schedule above was read at the source, this figure rests on Maya’s own site without a repeat fetch during verification, so give it less weight.

Maya states these as MONTHLY wallet limits. GCash puts the cap on the balance being held at a given point. Set next to each other, the numbers look comparable, but they are not, since they measure separate things.

This page’s figures were logged in 2026-09 and describe that date, not today. The only current source is the provider’s own page, because payment providers change limits and fees without notice.

How fast money actually moves

Maya settles for PESONet, the same banking day; for wallet-to-wallet and InstaPay transfers, in real time. This is about the rail and says nothing of the casino: an operator can review a withdrawal on its own side before it reaches Maya, and waiting time usually comes from that step.

A per-transaction cap of Two Upgraded-tier ceilings apply: PHP 20,000 per transaction for sends to other Maya users, and PHP 50,000 per day for InstaPay transfers going out applies, which is why a larger transfer sometimes has to be split.

What Maya says about gambling transactions

There is no gambling clause in the Maya e-wallet terms and conditions as read directly, just general prohibitions on illegal activity and anti-money-laundering breaches. The terms of the CREDIT CARD, a separate product from the above, list ‘illegal gambling or unauthorized game of chance’ as a restricted transaction and say the card may be suspended or cancelled. The August 2025 BSP Memorandum M-2025-029 reached Maya as well, and it responded by removing in-app gambling and gaming links. The wallet is not governed by a restriction that sits in a credit card agreement, and that is why the difference between the two products matters.

Verification tiers

Basic — Two limits apply, PHP 50,000 monthly on the wallet and PHP 50,000 daily on purchases. No InstaPay bank transfers and no sending to other Maya users at this tier
Upgraded — The upgrade calls for a video selfie, a valid ID and proof of a verified address. PHP 100,000 is the wallet’s monthly limit and the ceiling on daily purchases, a send to a Maya user is limited to PHP 20,000 per transaction and PHP 100,000 per day, and InstaPay out is limited to PHP 50,000 per day and PHP 100,000 per month
Super Users — The monthly wallet ceiling is PHP 500,000, and the daily ceilings on purchase and send match it at PHP 500,000. The route into this tier is not set out anywhere by Maya
Ultimate Users — The same PHP 5,000,000 figure caps the monthly wallet limit and the daily purchase and send limits. The route into this tier is not set out anywhere by Maya

The published ceiling of Reaching PHP 5,000,000 is possible only for Ultimate Users, whereas Super Users stop at PHP 500,000, Upgraded at PHP 100,000 per month and Basic at PHP 50,000 applies to the tier stated above, not to every account.

Paying with Maya at LOVEJILI

Get into your LOVEJILI account, then tap through to the cashier.
Opt for Maya when the cashier lists payment methods for your account.
Check that the name on your LOVEJILI account is the same as the name on your Maya account.
Treat the cashier as the source for minimum, maximum and fee: check there, then confirm.

Before the first deposit with a new method, check the cashier screen, which shows the limits for your account.

Guide	What it covers
GCash	Electronic Money Issuer is its licensed role, and Bangko Sentral ng Pilipinas is the one that licensed it there
GrabPay	It has been an Electronic Money Issuer, licensed by Bangko Sentral ng Pilipinas, since 2018
Bank Transfer	Bangko Sentral ng Pilipinas applies the National Retail Payment System framework that came into being with Circular No. 980

LOVEJILI Maya — Wallet Levels, Costs and Timing